Money — some say is the root to all evils. Yet, we can’t live without it, it is arguably the one thing that keeps society together, and make everything working around us. From paying for baby food to buying school uniforms, buying your first house to paying for care at an old age. Without money, we would have to rely on bartering for our food, our clothes, and everything else. Whilst that can work on a small scale, it is very slow, hard work, and cannot be scaled. …

Coming from a technical background, rules, structures and accuracy are important to me. These things make the world go round. Without them, there won’t be bridges, high rise buildings, cars, planes or the internet.

Ironically, when it comes to writing, people no longer care about rules, structures and accuracy. If you ever dare to point out mistakes to anyone online, you are immediately labelled a grammar Nazi. According to these people, being correct is a crime; being sloppy with your writing is the socially correct thing to do.

Why are people so sensitive about having their grammar and spellings corrected? Are their egos so fragile that they can’t handle any amount of feedback however small? …

For anyone new to stock market investments, the choices available can be overwhelming. Where do you start with your very first £30, £300, or even £3000? In this article I have listed out my favourite investments, and explain my thinking behind investing into each one.

This should not be taken as advice or recommendations by any means. Think of it as giving you some ideas to get you started. Please seek professional advise before investing.

If you haven’t already done so, I recommend you have a read of my previous piece on my road to financial well being. …

I love food, and luckily I love to cook too. So instead of spending a fortune dining out, I spend much of my spare time watching cooking videos, hoping to get inspirations on what to cook next.

I have picked out five most significant foods that marked the different milestones in my childhood through to my twenties, and the lessons each one taught me.

#1 Ovaltine — what simpler times are made of

The first thing I remember having with my Mum at a local cafe. OK this is a drink rather than a food, but hear me out. …

I frequently find myself consumed with day to day life, I forget to take a moment to look back at all the things worth remembering.

It’s easy to do in today’s hectic lifestyles. There’s always something urgent to attend to, always someone who needs 10 minutes of your time, every 5 minutes. It’s easy to forget to take a breath, pause and take in the past.

I thought I was a nostalgic guy. I often daydream about the old times, all the childhood memories with old friends, old places, old events. …

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I wrote this article in the hope it will inspire people to learn the safe way to invest in the stock market via funds, and not let the lack of investment knowledge be the start of money troubles after you come into any kind of windfall.

I was inspired by a sad story about someone I know, who burned through approximately $250k USD of inheritance in less than 7 years.

To protect privacy, I will call this person Sam. Sam is retired, and it really saddens me that he managed to blow away so much money so quickly, and is now pretty much penniless. …

Recently while having a virtual chat with my Chinese colleagues, I asked the question why there are hardly any Chinese people in senior leadership roles in the UK and most of Western countries. Be it in politics, in media, in business, or non profits groups. I could not understand why Chinese or oriental people in general are so under represented at the top.

The number is perplexing since statically, Chinese students are more likely to leave school with not just better grades, but are more likely to achieve top grades. …

For the average employee with little to no experience in investing in the stock market, being sold the benefits of joining a workplace share scheme might be the worst investment decision for them.

There are two share schemes approved by the UK tax office, HMRC, that are commonly offered or rather sold to employees in the UK. The first is Save As You Earn (SAYE) or sometimes known as Sharesave. The second is Share Incentive Plans (SIPs) or sometimes known as Share Match schemes.

Even though I have been investing in the stock market for many years now, when my employer offered their Sharesave scheme, I somehow threw all my investing principles out of the window and bought into all the upsides they told me, without stopping to think about all the downsides. Now I have been through those schemes, I want to share what I have learned with you. …